Pensions & Retirement Planning

Funding a comfortable retirement will be the biggest financial priority for many people, yet some people spend more time planning their holiday than their own retirement – perhaps because planning for retirement seems too complicated to think about?

We know that we want an active, comfortable retirement but often don’t know where to start the savings and investment process. The starting point is to obtain professional financial advice and set a plan in motion that is reviewed at least annually to enable you to build the future retirement you want.

Workplace Pension Reforms

Due to the government’s policy of the workplace pension reforms, a personal accounts scheme, or another qualifying workplace pension must be offered to a company’s workers’ to use. All eligible workers must be automatically enrolled into this chosen scheme. As a company offering you the future of investment management today, we work with you in-depth as to whether the automatic enrolment of your company’s choice is beneficial to your needs or whether you wish to put your money into a private pension from a third-party provider. Whatever your wishes and financial goals, our clients work in close partnership with us to achieve the goals of a happy and lucrative retirement.

This ethos means that even if you are in employment without a pension arrangement or are self-employed, our highly experienced partners can provide individual pension schemes to suit. Even if you are in the position whereby regular long term employment offers a first-rate company scheme that you are reaping the rewards from, you may still be able to take out a ‘top-up’ into a Personal Pension to ensure security and peace of mind for that happy and lucrative retirement.


RockWealth doesn’t exclude anyone from our financial and independent wealth management, no matter if you are in the very early or late stages of your pensions and retirement planning. Our partners, who consistently and predictably produce outstanding performance, will be apt in our client-centered approach.

pensions infographic

Time To Significantly Boost your income?

We are now spending longer in retirement and have greater choices as to how we use our pension fund, with the pensions freedom changes helping many savers to significantly boost their income. The new government campaign, Pension Wise, will go some way to informing people about the new pensions landscape and the ways in which they could fund their retirement; however, we recommend that if you are considering accessing some or all of your pension pot, obtaining professional financial advice is essential to ensure you make the most of your savings tax-efficiently. Please contact us to review your situation.

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