Stocks & Shares ISAs

Stocks & Shares ISAs

Investing in a wide range of different tax-efficient investments From July 2014, Individual Savings Accounts (ISAs) can now be used to hold stocks and shares or cash, or any combination of these, up to the current annual limit. An ISA is a ‘wrapper’ that can be used to help save you tax. A Stocks & […]

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Hello LISA

WHAT IS LIFETIME ISA

Lifetime ISA Saving for a first home or retirement at the same time The start of the new tax year on 6 April 2017 saw the launch of the Lifetime ISA (LISA), which was announced in the 2016 Budget. This is a new type of Individual Savings Account (ISA) designed to help you save for […]

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Don’t miss the ISA deadline

ISA DEADLINE

Time to take control over where your money is invested tax-efficiently Each tax year, we are each given an annual Individual Savings Account (ISA) allowance. The ISA limit for 2016/17 is £15,240, rising to £20,000 in 2017/18. Anyone wishing to utilise their allowance should do so before the deadline at midnight on Wednesday 5 April 2017. […]

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Keeping it in the family

ISA subscriptions

ISA subscriptions now available to a surviving spouse Last year, the Chancellor announced a significant change to Individual Savings Account (ISA) inheritance rules – a change that has the potential to improve the situation of around 150,000 widows or widowers a year. When an investor passes away, the savings in their ISA lose their tax-efficient […]

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Beat the ISA deadline

isa deadline

One of the most valuable tools available to investors focused on wealth creation for the long term An ISA is a tax-efficient investment wrapper in which you can hold a range of investments, including bonds, equities, property shares, multi-asset funds and even cash, giving you control over where your money is invested. It is important […]

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ISA returns of the year

ISA

Finding the right mix of tax-efficient investments We all have our own financial goals, so it’s important to find an approach that suits our current financial situations and future plans by finding the right mix of investments to achieve them. By understanding which products are the most tax-efficient, you can make the most of your […]

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NISA Investment Advice

nisa investment advice

NISA Investment Advice – Providing you with increased simplicity and greater flexibility Individual Savings Accounts (ISAs) have been around since 1999, providing a tax-efficient wrapper for savings and investments. However, in the recent Budget, the Chancellor, George Osborne, promised to increase the simplicity and flexibility of ISAs. As of 1 July 2014, there is now […]

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