News Room

things to consider for retirement

Things to take into account once you’ve retired

How our spending might change in retirement Living longer is a good thing, right? Most people would probably agree with that….

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What’s a journalist doing at a financial planning firm?

This is such an exciting moment for me — the start of my very first post for the RockWealth blog, having just…

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financial future

Funding your future lifestyle

Think about the level of risk you might be willing to take with your hard-earned cash We all dream of a…

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retirement knowledge

Are you sleepwalking into retirement poverty?

Lack of pension knowledge among UK adults The UK’s middle-aged workers could be sleepwalking into retirement poverty. Four in ten people…

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retirement planning cotswolds

‘Miss List’

With retirement in your sights, what do you think you’ll miss? Spending time with family, easily having a shower or bath…

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financial goals

7 pension tips for nurturing your nest egg in 2018

Helping you realise your financial goals We’ve now entered a new age of retirement planning with the introduction of pension freedoms….

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long-term saving

The bank that likes to say ‘yes’

Repeated payouts to children could have a detrimental impact on your own long-term saving Many parents who are in a position…

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Millennial pensions

Millennial outlook

Pension saving high up on the list of workplace priorities Workers from the so-called ‘millennial generation’ are putting pension saving high…

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Individual Savings Account

ISA returns of the year

Taking control over where your money is invested tax-efficiently A new tax year is nearly upon us – and that means,…

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financial plan

Making solid financial resolutions

Grow your money and live the life you want The New Year is the perfect time to overhaul your life for…

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inflation uk

Savings black hole

Inflation set to erode Britain’s £60 billion cash savings Millions of Britons could see their savings shrink, as they don’t know…

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stocks and shares isa

5 reasons to open a Stocks & Shares ISA

Whatever you’re putting money aside for, there’s likely to be a role for Individual Saving Accounts (or ‘ISAs’). Low interest rates…

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cheltenham ifa services

Get ‘wrapped’ up

Autonomy to make your own investment decisions Some people don’t want a pension company deciding how their pension savings are invested…

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What the Chancellor had to say

Autumn Budget 2017 | What the Chancellor had to say

[fullwidth top_border=”no” shadow=”no” parallax=”no” top_margin=”yes” padding_top=”30″] The Chancellor of the Exchequer, Philip Hammond, delivered his Autumn Budget to Parliament on 22…

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will iht affect me

Your wealth. Your legacy

Will IHT affect me? Families shying away from difficult conversations If you have significant assets, you may be wondering whether Inheritance…

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increase pension

Turbocharge your pension

Will you be able to afford the retirement lifestyle you want? If you’re still working, what kind of life would you…

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pension savings gap

UK pension savings gap

The need for a greater awareness of what must be saved today If savers want a particular standard of living at…

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better pension deal

Shopping around for a better pension deal

Consumers lost £130 million by sticking with the same pension provider in 2016 New research finds consumers could be missing out…

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financial advice on divorce

Average age of divorce at an all-time-high

Forecasting the long-term effects of the settlement The financial ramifications of a divorce can be devastating. The average age of divorce…

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retirement in the Cotswolds

Planning for your retirement

Getting ready to slow things down One of the critical aspects of retirement planning is how you structure your financial affairs to…

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family financial protection

Financially unprotected

Dads putting their family’s financial security at risk if the unexpected were to happen What would happen to you and your…

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personal financial plan

Family Succession planning

Taking advice early and developing a personal financial plan is crucial to meeting long-term goals Succession planning may be one of…

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gender wage differences

Gender income gap

Minimising the impact on your retirement income The gap between women’s and men’s annual average expected retirement incomes in 2017 has…

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what tax you have to pay in retirement

Retirement taxation

Understanding the bottom line – tax in retirement Retired households handed over an average of £7,400 each in tax last year…

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Auto enrolment and pensions

Sleepwalking into a pension shortfall

Auto-enrolment shouldn’t be seen as a silver bullet How much money you should be saving for your retirement is a key…

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Pensions revolution

Awareness and understanding amongst the public still remains low 6 April 2017 marked the anniversary of both the new State Pension…

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BREXIT in Cheltenham

Brexit triggers saving

Current affairs have a significant impact on how people feel about the economy People who feel pessimistic about the UK economy…

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investment trusts

Investment trusts

Public company aiming to make money by investing in other companies  An investment trust is a public company that raises money…

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investment objectives

Investment objectives – a lifelong process

Protecting your wealth from market ups and downs If you’ve got a sufficient amount of money in your cash savings account…

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retirement age

Working 9 to 5

Almost three quarters of employees expect to work beyond the traditional retirement age The proportion of UK employees who say they…

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retirement choices

Retirement choices

How much time do you spend planning for retirement? The 2015 pension freedoms gave us greater flexibility over our retirement options,…

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care costs

Funding future care costs

‘The tragedy of old age is not that one is old, but that one is young’ With the UK’s population ageing,…

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IHT changes

Inheritance Tax rule changes

Effective estate planning can safeguard your wealth for future generations If you want to have control over what happens to your…

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Pension time bomb

Planning to prevent the financial equivalent of climate change Millions of workers across the UK could be heading for a significant…

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Personal pensions

Saving tax-efficiently for retirement A personal pension is a type of defined contribution pension. You choose the provider and make arrangements…

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pension annuity

Buying an annuity

A regular retirement income for the rest of your life One way to use your pension pot is to buy an…

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tax relief

Tax relief and pensions

Annual and lifetime limits Tax relief means some of your money that would have gone to the Government as tax goes…

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financial advice Cheltenham

Advice matters

Do you have the time to keep fully up to speed with everything that’s going on? With a burgeoning choice of…

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is my investments safe

Inside the mind of a scammer

Tactics investment fraudsters use to deceive over-55s The Financial Conduct Authority (FCA) is urging over-55s to check that investment opportunities are…

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UK General Elections and the Stock Market

Over the long run, the market has provided substantial returns regardless of who lives at Number 10. Next month’s snap election…

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spring budget 2017

Spring Budget 2017

What did it mean for your financial plans? The Chancellor of the Exchequer, Philip Hammond, delivered his Spring Budget to Parliament…

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Hello LISA

Lifetime ISA Saving for a first home or retirement at the same time The start of the new tax year on…

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building an investment portfolio

Origins of wealth

Turning a vision into reality We understand that no two people are alike and that each of us will have a…

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savings for retirement

Looking to the future

Cost of essentials is the most common perceived threat to over-55s While the rising cost of essentials is the most common…

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investment strategies

Income investment strategies

Investment strategies: Yield on equities and corporate bonds look understandably attractive People are living longer. Simple demographics mean that supplementary income…

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successful investing strategy

A little today, a lot tomorrow

Successful investing strategy Managing investment risk during turbulent markets A common mistake that some investors make is not diversifying their portfolio…

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pension advice

Pension booster

Setting goals for retirement The Set the Right Goals study from Zurich UK found that those who set specific goals for…

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foreign expats financial advice

Foreign expats living in the UK

New regulations coming into force from 6 April 2017 As the tax year end approaches, people will be rushing to ensure…

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New Market Highs: Are Stocks Heading for a Fall?

You may have read that well-known stock indices in the US and Europe have reached new highs in recent months. Is…

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new isa 2017

Who will be opening a new ISA in 2017?

Five million over-50s looking to make their money work harder  Savers have had it extremely tough over many years now, and…

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