Financial Planning Archives

Financial adviser in a suit looking thoughtfully out of an office window, considering his options amid financial advice consolidation

Financial advice consolidation is forcing good planners to make a choice

Financial advice consolidation is accelerating across the UK. For advisers inside firms that no longer share their values, 2026…

Financial adviser talking to client. Rockwealth's new partnership with Söderberg opens up exciting opportunities for advisers who want to run their own business

What our partnership with Söderberg means for advisers

A substantial investment from Swedish financial services group Söderberg & Partners strengthens rockwealth’s ability to support advisers who want to build…

Professional reviewing financial documents struggling to get ahead financially despite high income

Struggling to get ahead financially on a six-figure salary? You’re not alone

You earn six figures. You save diligently. Yet somehow you’re still struggling to get ahead financially. The problem…

Becoming a financial planner: a career journey

Becoming a financial planner took an unconventional route for Hetty Hyde-Durrant, rockwealth’s newest team member. In part two of our interview,…

Financial planning vs financial advice — Hetty Hyde-Durrant explains the distinction between the two

Financial planning vs financial advice: why the distinction matters

Financial planning vs financial advice: which do you actually want and need? In the first of a two-part interview, rockwealth’s Head…

Should you try to pre-empt Labour’s pension reforms?

The gossip machine is in overdrive as to what Chancellor Rachel Reeves will announce in her first Budget on…

How investors can guard against misleading data

Six ways investors can guard against misleading data

Something we very much pride ourselves on at rockwealth is that our investment philosophy is strictly evidence-based. But what…

What is a financial bucket?

What do we mean by a financial bucket? Well, one of the reasons why financial planning can be so complicated is…

The Long Game: Navigating the Complexities of Market Timing

In the quest for financial growth, many ponder whether it’s possible to outsmart the stock market. This curiosity spans across a…

‘Time in the Market’ Versus ‘Timing the Market’: A Strategic Perspective for UK Investors

‘Time in the Market’ Versus ‘Timing the Market’ Embracing Long-Term Investing Over Market Speculation In the investment landscape, the pursuit of…

John Barnes: Lessons from a broke football star

If you asked football fans of my generation for a few of their favourite players, I’m sure that most…

Why do you need a financial planner?

People often ask us, “Why do you need a financial planner?” Some see it as a luxury or a nice-to-have….

Three ways to boost your sense of fulfilment

If there’s one thing you would like to achieve by working with a financial planner, what would it be?…

Are you living an authentic life?

We might think we’re reasonably content, but many of us go through life without working out who we are and…

Your most precious resource is time

Dost thou love life? Then do not squander time, for that’s the stuff life is made of. Benjamin Franklin Retirement…

Are you an above-average investor? Or just overconfident?

Human beings have an innate tendency to be overconfident, which can interfere with our ability to make good decisions….

Eight rules for finding a financial adviser

8 rules for finding a financial adviser

So, you’ve made a new year’s resolution to put your financial house in order. How do you go about it? The…

What is horizon risk, and what does it mean for investors?

Everyone should have a long-term investment horizon. But we also have different time horizons for different goals and need…

Investors have never had it so good (or so tough)

“It was the best of times, it was the worst of times, it was the age of wisdom, it…

Why do so many lottery winners lose it all?

Did you know that most — yes, most — US lottery winners end up broke within a few years? One of…

What sort of adviser do I need?

We’re living in difficult times. The Office for Budget Responsibility say the UK is experiencing the biggest fall in…

Coming to terms with sequence of returns risk

In the latest in our series on the different types of risk an investor has to face we look…

The benefits of having a financial adviser

Technological advances have empowered financial consumers in all sorts of ways. It’s easier for example, to manage your own investment portfolio,…

Recession means it’s time to review your savings

So it’s finally happened. After several months of speculation as to whether the UK was heading for recession, we’re…

What is your life’s purpose?

What the late Queen Elizabeth II possessed more than anything was a clearly defined sense of purpose. Not many…

Have you protected your human capital?

Human capital is our personal ability to increase our wealth. Just as you try to protect your financial capital,…

Three Crucial Lessons for Weathering the Stock Market’s Storm

KEY TAKEAWAYS: Reacting to down markets is a good way to derail progress made toward reaching your financial goals Over the…

A lesson in investing from The Wizard of Oz

Financial advisers don’t possess magical powers. But they can play a crucial role in helping you achieve your investment…

Don’t let the markets stop you sleeping

It probably hasn’t escaped your notice that the global equity markets have endured a challenging start to the year….

Are you swayed by the endowment effect?

An important way in which a good financial planner adds value is in recognising, and pointing out, a client’s…

How to live a regret-free life

Imagining yourself on your deathbed probably won’t fill you with much enthusiasm. Me neither. But please bear with me,…

Don’t waste your most valuable asset

“It is not that we have a short time, but that we waste so much of it.” Seneca, The…

7 timeless principles of successful investing

There’s a constant temptation for investors to focus on the latest fads and developments. After all, that’s what the financial media…

Introducing Dan Boden

RockWealth Cheltenham is pleased to announce a new addition to the team — financial planner DAN BODEN. Dan arrives…

Life planning entails difficult choices

Four thousand weeks. That’s about the length of time that people in the developed world can, on average,…

How can you get investment clarity?

In today’s world, there is a lot of black-or-white thinking going on. There are many areas where it seems you only…

Humility is a virtue in investing

The financial pages stress the importance of conviction in investing. Fortunes are made, we’re told, by those who have…

Financial planning helps you roll with the punches

Life is messy. Just when you think you have it sorted out, something comes along that forces a complete…

6 easy and environmentally friendly ways to update and refresh your home

As time passes, our homes sometimes need a bit of updating or a little refresh. If you fancy making some changes…

Invest for your goals, not for the headlines

It seems that one of the biggest themes in the investment world at the moment is, well, themes. Across both…

Carbon Neutral Plus status for RockWealth Cheltenham

RockWealth Cheltenham has achieved Carbon Neutral Plus status by reducing and offsetting its emissions. Here’s how your company can too. …

To improve your financial wellbeing, shift the way you think

According to the Aegon Financial Wellbeing Index published in the UK last month, roughly 40% of people in middle and higher…

What will your legacy be?

By ROBIN POWELL I took the decision to reduce my working hours for two months over the summer,…

michael longmire lhltMGdohc8 unsplash scaled

Dividend ETFs are not created equal

Investors looking for income at the moment are in a tough spot. The UK 10-year government bond is yielding just 0.7%….

Day trading — another fad to ignore

Coronavirus has not just sparked a revolution in working from home. It has also triggered a significant upsurge in people trading…

miguel a amutio Y0woUmyxGrw unsplash scaled

How do you know if you are financially healthy?

If someone asked you whether you were physically fit, how would you go about answering that question? To start with,…

Why succession planning is so important [Includes 10 question checklist]

Preparing yourself, your family and your business for the future The operational demands of running a family business or other closely…

Investors need to hear the alternative view

Investing would be so much easier if, like Rip Van Winkle, we could go to sleep for 20 years, dream…

Gold: should you buy it?

The price of gold has risen 8% so far this month, partly because of falling bond yields and pressure on…

Couple finances

How to plan finances as a couple Some couples may prefer to keep their finances separate, while others share everything. Whichever…

In: Financial Planning

Financial advice consolidation is forcing good planners to make a choice

What our partnership with Söderberg means for advisers

Struggling to get ahead financially on a six-figure salary? You’re not alone

Becoming a financial planner: a career journey

Financial planning vs financial advice: why the distinction matters

Should you try to pre-empt Labour’s pension reforms?

Six ways investors can guard against misleading data

What is a financial bucket?

The Long Game: Navigating the Complexities of Market Timing

‘Time in the Market’ Versus ‘Timing the Market’: A Strategic Perspective for UK Investors

John Barnes: Lessons from a broke football star

Why do you need a financial planner?

Three ways to boost your sense of fulfilment

Are you living an authentic life?

Your most precious resource is time

Are you an above-average investor? Or just overconfident?

8 rules for finding a financial adviser

What is horizon risk, and what does it mean for investors?

Investors have never had it so good (or so tough)

Why do so many lottery winners lose it all?

What sort of adviser do I need?

Coming to terms with sequence of returns risk

The benefits of having a financial adviser

Recession means it’s time to review your savings

What is your life’s purpose?

Have you protected your human capital?

Three Crucial Lessons for Weathering the Stock Market’s Storm

A lesson in investing from The Wizard of Oz

Don’t let the markets stop you sleeping

Are you swayed by the endowment effect?

How to live a regret-free life

Don’t waste your most valuable asset

7 timeless principles of successful investing

Introducing Dan Boden

Life planning entails difficult choices

How can you get investment clarity?

Humility is a virtue in investing

Financial planning helps you roll with the punches

6 easy and environmentally friendly ways to update and refresh your home

Invest for your goals, not for the headlines

Carbon Neutral Plus status for RockWealth Cheltenham

To improve your financial wellbeing, shift the way you think

What will your legacy be?

Dividend ETFs are not created equal

Day trading — another fad to ignore

How do you know if you are financially healthy?

Why succession planning is so important [Includes 10 question checklist]

Investors need to hear the alternative view

Gold: should you buy it?

Couple finances