News Room
Struggling to get ahead financially on a six-figure salary? You’re not alone
You earn six figures. You save diligently. Yet somehow you’re still struggling to get ahead financially. The problem…
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Becoming a financial planner: a career journey
Becoming a financial planner took an unconventional route for Hetty Hyde-Durrant, rockwealth’s newest team member. In part two of our interview,…
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Financial planning vs financial advice: why the distinction matters
Financial planning vs financial advice: which do you actually want and need? In the first of a two-part interview, rockwealth’s Head…
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The Leeds Reforms and your investments: what you need to know
The Leeds Reforms — the Chancellor’s new plans for investing and the financial markets — promise to widen equity…
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Stay calm in the market turmoil: focus on these 9 positives
It’s hard to ignore the market turmoil we’ve seen since President Trump’s announcement on tariffs. But, as investors, it’s…
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8 investment tips from Sahil Bloom
Sahil Bloom is one of the world’s most powerful social influencers. Although he had a very successful career in the private…
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Two rules to stick to as bond markets wobble
It’s usually stock markets that dominate the financial headlines. Bond markets, or fixed-income markets, can be very dull in…
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Should you try to pre-empt Labour’s pension reforms?
The gossip machine is in overdrive as to what Chancellor Rachel Reeves will announce in her first Budget on…
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Why indexing doesn’t mean settling for average
Advocates of active money management often describe index investing as settling for average. But is it actually true? …
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Six ways investors can guard against misleading data
Something we very much pride ourselves on at rockwealth is that our investment philosophy is strictly evidence-based. But what…
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What is a financial bucket?
What do we mean by a financial bucket? Well, one of the reasons why financial planning can be so complicated is…
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Quick fixes in investing, as in dieting, rarely work
Humans beings like taking shortcuts. We look for quick fixes and easy solutions, whether it’s the latest fad diet or a…
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The Long Game: Navigating the Complexities of Market Timing
In the quest for financial growth, many ponder whether it’s possible to outsmart the stock market. This curiosity spans across a…
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Ten firms in ten years: Tim Horrocks on rockwealth’s first decade
This week marks the tenth anniversary of the birth of rockwealth. Founding partner TIM HORROCKS looks back at what…
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Advisers now have a Consumer Duty. What does it mean?
Financial regulation in the UK moves slowly. The Financial Conduct Authority has been criticised over the years for not…
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Private equity is all the rage, but should you invest?
Private equity funds are very much the investment du jour — for ordinary investors, as well as institutions. But…
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‘Time in the Market’ Versus ‘Timing the Market’: A Strategic Perspective for UK Investors
‘Time in the Market’ Versus ‘Timing the Market’ Embracing Long-Term Investing Over Market Speculation In the investment landscape, the pursuit of…
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Investing in India: how to profit from the world’s most populous country
For those with globally diversified portfolios, investing in India has become more important than ever. India is one of…
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Why Cash May Not Be King: A Case for Long-Term Investment
Cash holdings have recently offered returns at their highest rates since 2008. While cash is a reliable vehicle for capital preservation,…
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John Barnes: Lessons from a broke football star
If you asked football fans of my generation for a few of their favourite players, I’m sure that most…
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Why do you need a financial planner?
People often ask us, “Why do you need a financial planner?” Some see it as a luxury or a nice-to-have….
Read MoreThree ways to boost your sense of fulfilment
If there’s one thing you would like to achieve by working with a financial planner, what would it be?…
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Slow and steady wins the investment race
Investing is a marathon, not a sprint. By taking it slow and steady, even ordinary investors can beat the pros. …
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Are you living an authentic life?
We might think we’re reasonably content, but many of us go through life without working out who we are and…
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Making sense of the Banking Sector’s Turmoil
The global banking sector has been hit with a recent wave of turmoil that has sent shockwaves through the financial markets….
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Six ways to build a network of friends
Figures produced by the Office for National Statistics show that loneliness is on the increase. 45% of adults in…
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Your most precious resource is time
Dost thou love life? Then do not squander time, for that’s the stuff life is made of. Benjamin Franklin Retirement…
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Are you an above-average investor? Or just overconfident?
Human beings have an innate tendency to be overconfident, which can interfere with our ability to make good decisions….
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8 rules for finding a financial adviser
So, you’ve made a new year’s resolution to put your financial house in order. How do you go about it? The…
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What is horizon risk, and what does it mean for investors?
Everyone should have a long-term investment horizon. But we also have different time horizons for different goals and need…
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A Random Walk Down Wall Street: six key takeaways
It’s one of the most famous books on investing ever written. It’s sold more than two million copies, and…
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Women need to mind the gender pension gap
You are probably familiar with the gender pay gap — the fact that women are often paid less than…
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Investors have never had it so good (or so tough)
“It was the best of times, it was the worst of times, it was the age of wisdom, it…
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Why do so many lottery winners lose it all?
Did you know that most — yes, most — US lottery winners end up broke within a few years? One of…
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What sort of adviser do I need?
We’re living in difficult times. The Office for Budget Responsibility say the UK is experiencing the biggest fall in…
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Coming to terms with sequence of returns risk
In the latest in our series on the different types of risk an investor has to face we look…
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The benefits of having a financial adviser
Technological advances have empowered financial consumers in all sorts of ways. It’s easier for example, to manage your own investment portfolio,…
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A black Nobel laureate in economics is long overdue
Sir Arthur Lewis is still the only black Nobel laureate in economics — and he won the prize 43…
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Are passive funds bad for markets?
Here at rockwealth, we are strong advocates for using passive funds, or at least broadly passive funds, to invest. Why? Because…
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2022 has been exceptionally tough for investors
Investing is easy when portfolio values are going up. We hardly notice the occasional market decline and, if we do, we…
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Recession means it’s time to review your savings
So it’s finally happened. After several months of speculation as to whether the UK was heading for recession, we’re…
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Active funds and the myth of British exceptionalism
I’ve been writing about the poor investment returns produced by active managers around the globe for more than a…
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What is your life’s purpose?
What the late Queen Elizabeth II possessed more than anything was a clearly defined sense of purpose. Not many…
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Have you protected your human capital?
Human capital is our personal ability to increase our wealth. Just as you try to protect your financial capital,…
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Coming to terms with risk, part two: Liquidity
It may sound like a technical issue, but liquidity — or rather the lack of it — is an…
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Why we struggle to share our financial worries
More and more people are recognising the importance of financial wellbeing, but many still struggle to talk about their…
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Dwelling on economic worries makes them worse
It’s becoming increasingly hard to escape the conclusion that we’re heading for a recession. The economy contracted by 0.1%…
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Portfolio and Market Review 2nd Quarter 2022
Portfolio and Market Review 2nd Quarter 2022 Perseverance is something that investors have needed in abundance, realistically since early 2020. Investors... Read More
How excessive fund fees can eat your pension
The UK financial industry is huge. In 2020, it accounted for 8.6% of the country’s total economic output. But…
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Coming to terms with risk, part one: Inflation
There’s nothing positive to say about inflation. Ronald Reagan, the former US president called it “as deadly as a…
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